Why pay for a budgeting app when Passport gives you everything, free? Budget, net worth, retirement, insurance, remittance tracking, and more — multi-currency, built for Filipinos anywhere in the world.
21K+
Followers
10+
Years in Finance
8
Free Passport Tools
100%
Free, Forever
SmartPera Passport
SGDPHP+more
Your Whole Financial Picture
Budget
✓
Portfolio
✓
Insurance
✓
Retirement
✓
Net Worth
PHP 14.2M
↑ Growing!
Cost
₱0
Forever free
📱 TikTok @smartpera
📘 Facebook SmartPera SG
📗 Author — Bakit Broke Pa Rin?
🎓 RFP Philippines Graduate
🇸🇬 Singapore-Based Since 2013
100% Free — No Catch
Why Passport is genuinely powerful.
Not a preview. Not a trial. The real thing, free, for every Filipino, wherever you are.
🌐
⭐ Built For Us
Multi-Currency, Multi-Country
Track SGD, PHP, and more — wherever you live and wherever your family is, Passport shows both sides of your money in one place.
Try Passport →
🧩
Free
8 Tools, One Login
Budget, Portfolio, Insurance, Goals, Net Worth, Retirement, Education, and Remittance Tracking — all connected, all in one account.
See What's Inside →
🔒
Free Forever
No Premium Wall
Every core tool, fully free, for as long as you use it. No credit card, no trial period, no upgrade prompts blocking what you need.
Get Started →
Everything Inside, Free
All 9 Tools Inside Your Passport
Each one built around a real part of your financial life — connected, not separate.
🧭
TOOL 01
Dashboard
See your whole financial life in one glance, no more guessing where you actually stand.
Try it →
💰
TOOL 02
My Budget
Know exactly where every peso goes, and finally stop the paycheck-to-payday guessing game.
Try it →
📁
TOOL 03
My Portfolio
Every peso you own and every peso you owe, tracked in one place, always up to date.
Try it →
🛡️
TOOL 04
My Insurance
See exactly what protects you today, and exactly what's missing, before it's too late to fix.
Try it →
🎯
TOOL 05
My Goals
Turn "someday" into a real number, a real deadline, and a real plan to actually get there.
Try it →
📈
TOOL 06
Net Worth
Watch your real wealth grow month after month, the one number that tells you if you're truly winning.
Try it →
🏖️
TOOL 07
Retirement Calculator
The exact peso amount you need to retire comfortably, not another vague "just save more."
Try it →
🎓
TOOL 08
Education Calculator
Know your child's real college cost today, so it never blindsides you when it matters most.
Try it →
💸
TOOL 09
Remittance Tracker
Track every peso you send home, the fees quietly eating into it, and the sacrifice behind every transfer.
Try it →
See It For Yourself — All 17 Screens
Passport, wherever you are.
Real screens, not mockups. Works beautifully as an installed app on your phone, or right in your browser on desktop — two separate galleries, slide through each.
💻 On Desktop
📱 As a Mobile App
Your Financial Passport
Everything you need. Nothing you pay.
One free account gives you a complete financial command center — built specifically for Filipinos managing money across two countries, two currencies, one life.
📊
Budget Tracker — income, expenses, savings rate
💎
Net Worth Dashboard — assets, liabilities, total picture
💰
Remittance Tracker — know exactly what you send, and where
💡
Retirement & Education Planning — real formulas, real numbers
SmartPera Passport
SGDPHP
Total Income
PHP 860,147
42.7% savings rate
Surplus
PHP 366,876
≈ SGD 7,806
Actual vs Target Allocation
Essentials11.5% ✓
Investments23.0%
Insurance6.9%
Leisure15.9% ✓
Your Money, One Place
✅ Budget on track this month
📈 Net worth growing steadily
Client Stories
Filipinos who took action.
"
Dati akong nagtataka kung saan napupunta ang sahod ko. Simula ng ginamit ko ang Passport, malinaw na kung saan talaga napupunta ang pera ko every month.
MR
Maria R.
Registered Nurse · Singapore
"
The retirement calculator opened my eyes. I thought I was saving enough. Turns out I needed a completely different pace to hit my own target.
JT
Joel T.
IT Engineer · Employment Pass
"
Sa isang app lang, nakita ko na lahat — savings, insurance, investments. Hindi ko na kailangang mag-Excel pa. Libre pa lahat.
AC
Ana C.
Accountant · Permanent Resident
Free. No strings attached.
Ready to take control of your finances?
One account. Every tool. Zero cost, forever.
NOW AVAILABLE — 2ND EDITION
Bakit Broke Pa Rin Ang Pinoy?
The Money Playbook for Every Filipino. Written in Taglish. Works on all devices. For educational purposes only.
9
Chapters
7
Financial Tools
1
Mission
One-time purchase. Yours forever.
₱399
eBook · PDF · All Devices
✓ 9 chapters (incl. Chapter Zero)
✓ 7 Financial Tools included
✓ Written in Taglish — practical, no-fluff
✓ Instant PDF download
✓ Works on all devices
Secure payment · PDF delivered instantly Budget App access on your buyer's page
Inside the Book
7 Financial Tools Included
Each tool is built around a chapter. You don't just read about money — you act on it immediately.
01
Money Mindset Mirror
Reveals money habits silently blocking your growth
02
Budget Analyzer
Full breakdown with optimization steps
03
Debt Analyzer
Fastest payoff path, stop unnecessary interest
04
Risk Profile Checker
Know your investor type before putting in a single peso
05
Retirement & Education Planner
Calculate exactly how much to save monthly
06
Insurance Checker
See what coverage you currently have recorded
07
Estate Planning Checker
Protect your family if something happens tomorrow
One-time purchase. Yours forever.
Break the cycle. Start today.
"Sipag mo lang ba ang puhunan mo? Kailangan mo na ring diskarte." — Medz Ron Macasaet
Educational purposes only. Not financial advice.
The Story Behind SmartPera
📗 Author · 🎓 RFP Graduate · 🇸🇬 10+ Years
Credential
RFP Philippines Graduate
Published
Author — 2nd Edition
Experience
10+ Years in Finance
Community
21K+ Followers
Medz Ron Macasaet
Personal Finance Educator · Author · Financial Services Manager
Born in Olongapo City. Raised by an OFW father and a manicurist mother. Pandesal sa utang ang almusal.
Today — author, financial coach, property investor, and founder of SmartPera. This is not a story of overnight success. Ito ay isang patunay na kahit mahirap ang simula, may pagbabago kung willing kang kumilos.
🏙
1986 — OLONGAPO CITY
Born pangalawa sa bunso sa anim na magkakapatid. Father OFW sa Kuwait. Walang ipon. Walang insurance. Pandesal sa utang ang almusal. But his parents valued education above all.
✈️
2010 — SINGAPORE
Left the Philippines as an OFW with no savings. Just dreams. Started in retail. Became one of the top salespersons. Knocked on doors. Surveyed streets.
💡
2014 — LIFE-CHANGING REALISATION
Medz realised he had been sending money home for years — but had no real asset generating income in his own name. This was the turning point that defined his entire career.
🎓
2021 — RFP GRADUATE
Graduated as an RFP Philippines Graduate — the premier financial planning credential in the country. A badge carried with humility and purpose.
🚀
2024–2026 — SMARTPERA
Promoted to Financial Services Manager. Founded SmartPera. Authored "Bakit Broke Pa Rin Ang Pinoy?" — a gift to every Filipino struggling financially. A roadmap. A spark. A legacy.
Let's Connect
Handa ka na bang ayusin ang pera mo?
Fill out the form. Singapore-based professionals get a free personal consultation with Medz. Others get redirected to the best resource for them.
🎯
Personalized Financial Review
Not generic advice — your specific situation as a Filipino professional
🔒
Zero Sales Pressure
Education first. Recommendations only when it makes sense for you
🇵🇭
Filipinos Understanding Filipinos
Remittance, OFW salary structure, balikbayan mindset — Medz gets it
Get In Touch
Tell me about yourself so I can give you the best guidance.
🔒 Your information is private and will never be shared with third parties.
✅
Got it! Salamat!
Your details have been received. Medz will reach out within 24–48 hours via WhatsApp.
In the meantime, follow @smartpera on TikTok and Facebook!
